About Me

Ray’s Estate Clinic (REC), founded by the affable Raymond Chng (Chng Rui Xing), is a platform for Investors’ and homeowners to have a Property Portfolio Health Check by utilizing data analytics, ensuring that their portfolio remains healthy providing optimized returns.

“Health is Wealth” is what Raymond believes in, and it is not related only to your own body’s health, but it also refers to one’s financial health. Having a Property Portfolio that is not performing does not help improve an investor’s wealth. Hence, converting non-performing assets into optimized performing assets is essential to portfolio’s health improvement.

Raymond graduated with a Bachelors Degree in Business Management (Finance) from the Singapore Management University, and has been in the real estate industry for almost a decade. He believes that marrying financial analysis with real estate data is the future of real estate investment. Having successfully invested in equities, real estate and other asset classes, he works with various domain experts to provide a holistic solution for anyone keen to improve their Property Portfolio Health.

Raymond can be contacted at
e: raymond@raysestateclinic.com